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Interactive Tree
Financial Benefits

Financial Benefits

  • Earn 3.00% APY* on balances up to $25,000
  • No monthly service fees
  • Interest bearing
  • No minimum balance requirements
  • Free GMFCU checks
Security Features

Security Features

  • Real-time transaction alerts
  • Card On/Off controls to instantly enable or disable your card
  • Overdraft protection
  • Courtesy Pay for overdrafts
Digital Card Services

Digital Card Services

  • Instant digital card issuance for immediate use
  • Digital wallet support (Apple Pay, Google Pay)
  • Free Mastercard® debit card
  • Access to surcharge-free ATMs
Online and Mobile Access

Online & Mobile Access

  • 24/7 access to online and mobile banking
  • Remote deposit capture to deposit checks from anywhere
  • Make account changes directly through the app or website
Enhanced Transaction Insights

Enhanced Transaction Insights

  • Enriched transaction data showing merchant names, logos, contact info, and locations
  • Visual spending categories to better understand what your money goes to
  • Track spending habits over different timeframes to manage your finances
Self Service Card Management

Self-Service Card Management

  • Travel notifications to avoid declined transactions while traveling
  • CardFree ATM cash access — withdraw cash without your physical card
  • Self-service tools for managing your cards and account

Sky Checking

Finding comfort without complacency is like finding a checking account that pays serious dividends, and Sky Checking offers all of that and more.

Earn as much as 3.00% APY* with a free checking account and maximize your money’s potential.

The sky’s the limit, and you’ve got
rewards waiting, so go get them!

*APY= Annual Percentage Yield. APY accurate as of 11/01/2025. This is a tiered earnings account. APY can be as high as 3.00% on balances up to $25,000.00 with Sky Checking based on the following combined rate rewards: eStatement enrollment, 12 purchases made with your rewards account debit card per month, and one (1) ACH deposit during the monthly qualifying cycle. Balance amounts of $25,000.01 and up earn 0.30% APY. A daily balance method is also used to calculate the interest available on your account. If qualifications are not met, all balances earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. GMFCU may change the interest rate paid and the APY at the credit union’s discretion at any time without notice. Membership eligibility required. See credit union for details. This credit union is federally insured by the National Credit Union Administration.

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