Roots Checking

Dig In

Looking for a way to freeze out the fees. Stop, you found it in Roots Checking. This checking account offers no ATM fees and 0.30% APY* on your money. This account is for those who like the feeling of cold hard cash so much that they might withdraw 100 $1’s just to roll around in them. We’re kidding, of course. But you have to admit, no ATM fees with Roots Checking is pretty sweet.

Rewards are waiting for you with Roots Checking. Go get them.


  • Nationwide free ATMs**
  • 0.30% APY* on your balance
  • No monthly service fees
  • No minimum balance
  • Free GMFCU checks
  • Free Visa® debit card
  • Online & Mobile Banking
  • Remote Deposit Capture
  • Courtesy Pay and Overdraft Protection

Ready to get started? Fill out the form below!

*APY= Annual Percentage Yield. APY accurate as of 10/01/2018. APY can be as high as 0.30% with Roots Checking and 1.00% with Sky Checking based on the following combined rate rewards: eStatement enrollment, 12 purchases made with your rewards account debit card per month, and one (1) ACH deposit during the monthly qualifying cycle. A daily balance method is also used to calculate the interest available on your account. If qualifications are not met, all balances earn 0.05% APY. GMFCU may change interest rate paid and the APY at the credit union’s discretion any time without notice. Transfers between accounts do not count as qualifying transactions.


Limit one account per Social Security Number. 

†ATM refunds of up to $25 per monthly qualifying cycle are available on Roots Checking only. The receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.


Membership eligibility required. See credit union for details. This credit union is federally insured by the National Credit Union Administration.

**As a Great Meadow FCU member, you have surcharge-free access to over 30,000 ATMs nationwide through the CO-OP Network.  Simply look for the CO-OP logo on ATMs in grocery stores, gas stations, stadiums, anywhere you need cash. Click to find an ATM opens in a new window near you or download the CO-OP app for access to your money on the go. You also have access to 55,000 additional ATMs through the Allpoint® Network 

Questions?We're here to help.

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