Cut Your Rate By 1%
Click the buttons below to begin your application or view our rates. Life is a game of numbers, stop by a branch and get your 1% back.
*APR = Annual Percentage Rate. †1% APR does not apply to current GMFCU auto loans. Floor rate 2.75% APR. All loans are subject to credit approval. Other restrictions apply. See credit union for details. This credit union is federally insured by the National Credit Union Administration.
- Auto Pay
- Direct Deposit
- Low rates that beat other financing agencies and banks
- Loan terms up to 108 months for new cars and 84 months for used cars
- Same day approval in most application cases
- Refinance your current auto loan to save up to 1% off your current rate*
*Does not apply to current GMFCU auto loans. Restrictions apply. See credit union for details.
Why does pre-approval help you? When you walk into the dealership with a pre-approval the dealers know you are ready to buy. They will be ready to make a great deal to get your business. You will get the deal you want, and have the low-rate financing you need.
Each term length comes with its very own advantages and disadvantages. Short term car loans let you pay back your vehicle in less time, and you save in interest paid. On the other hand, there’s a downside: the payments are much higher. Longer auto loans give you smaller repayments over a greater period of time, but with paying more interest over time. Work with our loan officers to find the best fit for you.
At GMFCU we want the application process to be as efficient and as smooth as possible. We will work to get you pre-approved quickly so that you can negotiate the best deal you can for your new vehicle. After you have your deal, we will complete the loan documents and send the funds to the dealer so you can pickup your new vehicle.
If you financed at the dealership or elsewhere, you can lower your monthly payments, your interest rate or both at GMFCU! We offer easy refinancing of your current loan with terms up to 108 months, and financing options to suit what you need. Remember, for a limited time, you can save 1% APR* off your current auto loan rate when you make the move to GMFCU!
Questions?We're here to help.