With our low rates and flexible terms you can feel confident that when you walk into a dealership that you are getting the best deal.
- Low rates that beat other financing agencies and banks
- Loan terms up to 108 months for new cars and 84 months for used cars - Refinance your current auto loan to save
- Same day approval in most application cases
- Save even more when you have your checking account with GMFCU
Be One Step Ahead of the Dealership, Get Preapproved
Why does pre approval help you? When you walk into the dealership with a preapproval the dealers know you are ready to buy. They will be ready to make a great deal to get your business. You will get the deal you want, and have the low-rate financing you need.
Flexible Terms to get the Reliable Vehicle You Need
Each term length comes with its very own advantages and disadvantages. Short term car loans let you pay back your vehicle in less time, and you save in interest paid. On the other hand, there•s a downside: the payments are much higher.Longer auto loans give you smaller repayments over a greater period of time, but with paying more interest over time. Work with our loan officers to find the best fit for you.
Simple Application Process with a Quick Approval
At GMFCU we want the application process to be as efficient and as smooth as possible. We will work to get you pre-approved quickly so that you can negotiate the best deal you can for your new vehicle. After you have your deal, we will complete the loan documents and send the funds to the dealer so you can pickup your new vehicle.
If you financed at the dealership or elsewhere and lower your payments, your interest rate or both at GMFCU! We offer easy refinancing of your current loan with terms up to 108 months, and financing options to suit what you need.
We're here to help. Please call 518-642-8100 or toll-free 800-303-1110