Cut your rate by 1% on a new, used or refinanced vehicle!*
If you're looking for a new or used auto loan, getting pre-approved with us before you shop can save you money every single month. Our low rates and flexible terms mean you can feel confident that when you walk into a dealership, you are getting the best deal.
Already have a vehicle you love? You can love it even more when you lower your monthly payment on it! For a limited time, when you move your auto loan to Great Meadow FCU, you'll save 1% off your current auto loan rate!* That means you can save money every single month of the year with a lower car payment.
Also, if you are a current GMFCU member with a checking account, you can get an extra 0.5% off your auto loan when you move it to Great Meadow FCU. That means you'll shave 1.5% off your current loan rate from another bank or the dealership.
- Low rates that beat other financing agencies and banks
- Loan terms up to 108 months for new cars and 84 months for used cars
- Refinance your current auto loan to save up to 1% off your current rate*
- Same day approval in most application cases
- Save even more when you have your checking account with GMFCU
Be One Step Ahead of the Dealership, Get Preapproved
Why does pre-approval help you? When you walk into the dealership with a preapproval the dealers know you are ready to buy. They will be ready to make a great deal to get your business. You will get the deal you want, and have the low-rate financing you need.
Flexible Terms to get the Reliable Vehicle You Need
Each term length comes with its very own advantages and disadvantages. Short term car loans let you pay back your vehicle in less time, and you save in interest paid. On the other hand, there•s a downside: the payments are much higher.Longer auto loans give you smaller repayments over a greater period of time, but with paying more interest over time. Work with our loan officers to find the best fit for you.
Simple Application Process with a Quick Approval
At GMFCU we want the application process to be as efficient and as smooth as possible. We will work to get you pre-approved quickly so that you can negotiate the best deal you can for your new vehicle. After you have your deal, we will complete the loan documents and send the funds to the dealer so you can pickup your new vehicle.
If you financed at the dealership or elsewhere and lower your payments, your interest rate or both at GMFCU! We offer easy refinancing of your current loan with terms up to 108 months, and financing options to suit what you need. Remember, for a limited time, you can save 1% APR* off your current auto loan rate when you make the move to GMFCU!
*Does not apply to current GMFCU auto loans. Restrictions apply. See credit union for details.
We're here to help. Please call 518-642-8100 or toll-free 800-303-1110